OSHC
Health insurance for international students studying in Australia is known as Overseas Students Health Cover (OSHC). When applying for a student visa, you will need to purchase OSHC. Overseas Students Health Cover (OSHC) covers you if you become sick or have an accident while studying abroad, and it is the best option. OSHC is required for the duration of your studies here. OSHC enables you to easily access medical care while in Australia, allowing you to concentrate on your academics and enjoy your stay.
OVHC
Overseas Tourists Health Cover (OVHC) is a type of health insurance for visitors to Australia who do not have access to the public Medicare system for medical or hospital bills. OVHC protects you from unexpected costs if you require medical or hospital treatment.
In some situations, having a type of OVHC may be a requirement of your visa, such as if you are applying for a working visa 482 or 485 or if you are an international student also to satisfy the health requirements for a Temporary Graduate visa (subclass 485), you must transfer from OSHC to OVHC.
Buy NIB OSHC or OVHC from us and get special discounts
What does OHSC & OVHC cover?
The pricing, eligibility, and benefits of each OVHC coverage will vary. Most policies, however, should cover you for medically necessary hospital admissions as well as a percentage of doctor’s bills.
There are various health policy categories to choose from, like OSHC, depending on the nature of your application (i.e., single policy for single applicants, couple policy for couples and family cover to include your partner and children under 18 years of age). The cost varies depending on the kind of coverage, the period of the visa, and the insurance provider.